Spring thaw is raising the risk of flooding across Canada, but most Canadians do not appear to see it as a major concern, according to new survey findings by Intact Insurance.
The national survey indicates that 62% of Canadians are not worried about flooding affecting their home or community. This is despite data showing that 80% of major Canadian cities are located partly on or near floodplains, where the risk of water overflow is higher. Flooding is also identified as the country’s most frequent and costly natural hazard.
The findings come as warmer temperatures and heavy rain increase the chance of flooding in the spring. Intact said rapid snowmelt and rainfall can overwhelm drains and gutters, causing water to pool near foundations and seep into homes.
“We understand it's hard to worry about flooding when life is already busy, and many people don't think it will happen to them. But with so many major Canadian cities in or near floodplains, a little preparation can go a long way. Simple steps like clearing gutters or testing your sump pump can help protect what matters most. With KeepitIntact.ca, we turn trusted guidance into easy, everyday actions so Canadians can feel more confident before the next big rain or snow melt,” said Mel Wright, vice president of Intact Insurance’s “Keep It Intact” prevention program.
Among the preventive steps highlighted by the company are clearing gutters, downspouts and storm drains, making sure water drains at least two metres away from the foundation, and removing snow and ice from basement window wells and exterior drains. Intact also advised homeowners to test or install sump pumps, clean or install backwater valves, and move valuables off basement floors or into waterproof containers where possible.
The survey also pointed to practical barriers that may be limiting action. About 20% of Canadians said difficulty finding reliable contractors was one of their top three obstacles to doing more to protect their homes from extreme weather.
The flood guidance is part of Intact’s “Keep It Intact” programme, which provides tools, advice and other resources aimed at helping Canadians reduce property damage linked to extreme weather.
Intact also outlined steps for households that may need to leave due to flood risk. These include shutting off the main water valve if it is safe to do so, taking photos or videos of each room for insurance purposes, and bringing identification, insurance documents, health cards, medications and a phone charger. Important documents and valuables should be placed in a sealed waterproof bag, while residents are advised to avoid walking or driving through floodwater.
