The renewal reinforces ACT's role as a core placement solution within Aon's global broking operations, offering clients pre-secured Lloyd's capacity on consistent terms.
ACT will continue to provide 28.5% of pre-secured Lloyd's co-insurance capacity on business placed through Aon's global broking centres in London and Singapore, unchanges from 2025. The facility remains to be led by QBE and is backed by a Lloyd's panel carrying an AA- rating from S&P and an A+ rating from AM Best.
The client dividend for 2026 will again be set at 1.5%. The ACT Client Dividend was first introduced in the previous year,.
Designed as a fast-follow automatic facility, ACT tracks best available market terms and pricing, allowing clients to access capacity efficiently while benefiting from scale across multiple classes of business.
For 2026, Aon has broadened ACT's reach in several areas. The facility has been extended to global facultative reinsurance clients, marking a significant expansion beyond its traditional client base.
ACT has also been expanded to include aviation and space risks, providing clients in these sectors with streamlined access to capacity through an established facility structure. In addition, maximum construction periods have been extended, reflecting changing risk profiles and increased demand for construction insurance, including around large-scale infrastructure such as data centres.
Joe Peiser, CEO of commercial risk at Aon, said the 2026 renewal demonstrates the firm's risk capital structure in action, combining Lloyd's capacity with Aon's data, analytics and placement capabilities to deliver greater speed and certainty. He noted that ACT is now entering its second decade and continuing to evolve in response to client needs.
Tracy-Lee Kus, CEO of global broking centre, said Aon's continued investment in data, analytics and placement platforms has supported ACT's expansion into facultative reinsurance and new classes, while also increasing flexibility for complex construction risks.
