American International Group (AIG) has appointed Adam Clifford (pictured above) as chief executive officer of international commercial insurance, effective Jan. 5, 2026.
He will lead underwriting, distribution and business teams across the United Kingdom, Europe, the Middle East and Africa, Japan, Asia-Pacific and Latin America, including Talbot, Global Specialty and Multinational, the company said.
Clifford will be based in London and will report to Jon Hancock, CEO of general insurance. He will also join the AIG General Insurance executive leadership team.
In his new role, Clifford will oversee AIG’s international commercial insurance operations across multiple regions and lines. The portfolio includes specialty and multinational business written through various AIG platforms.
Clifford has nearly 30 years of global insurance leadership experience. He joins from Everest Insurance, where he was senior vice president and head of international retail insurance, overseeing the UK, Europe and Asia-Pacific retail operations.
“Adam is a highly respected insurance executive, recognised for his leadership and deep underwriting and technical expertise,” Hancock said in the announcement.
He added that Clifford’s “more than three decades of global operating experience” and prior seven-year tenure at AIG would bring “deep insurance industry knowledge and global perspective” to the international commercial role.
His appointment follows a period of improved performance in AIG’s General Insurance division, where the combined ratio fell by 580 basis points to 86.8% in Q3 2025, while the accident year combined ratio, as adjusted, remained at 88.3%.
Earlier this year, AIG reported a US$1.1 billion net profit for the second quarter, reversing a US$4 billion loss in the prior-year period.
Hancock also said he looks forward to working with Clifford and the wider team to build on AIG’s existing momentum in general insurance. Clifford’s appointment comes as global carriers continue to emphasise international commercial growth and underwriting discipline.
Clifford said his priorities will include expanding market share, strengthening broker relationships, attracting talent and delivering solutions that clients and brokers value.
