Coverages: Property Damage | Premises Liability
Personal property program offering coverage for residential homeowners, rentals, secondary homes, seasonal properties, and vacant dwellings across Ontario.
Coverages: Property and Casualty
Designed to indemnify valuables while stored in a safety deposit box.
Coverages: Property and Casualty
Designed to protect from expenses owing to the loss, theft or damage of your luxury wearable items. Items could include rings, necklaces, watches, etc.
Coverages: Property and Casualty
Coverage that goes beyond a homeowners or renters policy to protect valuable items, such as jewelry, fur, fine arts, musical instruments, silverware, stamps and coins.
Coverages: Contents | Property Damage
Insures against direct physical loss or damage to Miscellaneous Property items while in the care, custody or control of the insured. A copy of the rental contract is required if applicable. Coverage is available on a per-day basis up to one year. This is an All Risk / Named Perils policy with the option of Actual Cash Value or Replacement Cost coverage. Policy details are customized with each request. PAL does not offer liability coverage under this policy. PAL does not offer any coverage for property while in transit.
Coverages: Contents | Property Damage
Trusted comprehensive coverage for your collectible items at competitive rates. Almost anything that you can collect, PAL can protect. Examples: advertising memorabilia, books, comics, coins, ceramics, dolls, fine arts, jewelry, musical instruments, wine, sports memorabilia, and much more. Most personal property that can be easily replaced is covered by a homeowners insurance policy. But for those collections that may have taken years to assemble, a homeowners’ policy does not go far enough in protecting prized collectibles.