ABEX’s solution-based underwriting approach allows us the flexibility to write all types of student rental properties, from single dwellings, converted houses, owner occupied dwellings to large student housing complexes. While many companies write student rentals, coverage is often limited to named perils. We understand that not all student rentals are the same, so we are able to provide superior coverage for superior risks.
Student Housing by ABEX Affiliated Brokers Exchange Inc. is designed for landlords and property managers who rent to students. This product offers flexible coverage for a range of property types, including single dwellings, converted houses, owner-occupied homes, and large student housing complexes.
Coverage includes commercial general liability, contents, crime, cyber, and property damage. Many insurers only offer named perils, but Student Housing by ABEX Affiliated Brokers Exchange Inc. provides broader protection for well-managed risks.
The program is available in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland, Nova Scotia, Ontario, Prince Edward Island, Saskatchewan, and Yukon. There is no deductible, making this product stand out among property insurance options for student rentals.
About Student Housing by ABEX Affiliated Brokers Exchange Inc.
Student Housing by ABEX Affiliated Brokers Exchange Inc. uses a solution-based underwriting approach. This allows for flexibility in writing all types of student rental properties.
The product is built to meet the unique needs of student housing providers. It gives landlords and brokers peace of mind with its wide-ranging coverage.
To learn more or to get a quote, brokers can use the application forms or reach out to the underwriter through the ‘Contact Underwriter for Quote’ feature. All details and forms are available directly on the product page for easy access.
Student Housing by ABEX Affiliated Brokers Exchange Inc. FAQs
What makes the policy different from standard landlord insurance?
Student Housing by ABEX Affiliated Brokers Exchange Inc's Student Housing program is tailored for the unique risks of student rentals. It offers broader protection than many standard landlord policies, especially for well-managed properties. The program’s underwriting approach allows for flexibility, so coverage can be matched to the specific needs of each property.
Can owner-occupied dwellings qualify for coverage under this student housing insurance program?
Yes, owner-occupied dwellings are eligible for coverage under this program. The product is designed to support a variety of student rental arrangements, including homes where the owner also lives on-site. This flexibility helps landlords who want to rent out part of their property to students while still living there themselves.
Does Student Housing by ABEX Affiliated Brokers Exchange Inc. cover both individual and group student rental arrangements?
The program covers both individual student rentals and group arrangements. Landlords can insure properties rented to single students or to groups, such as roommates sharing a house. This flexibility is especially useful for properties with changing tenant arrangements throughout the year.
What types of losses are covered under the crime section of this student housing insurance policy?
The crime section helps protect against losses from theft and burglary at the insured property. Coverage may also include other criminal acts that can affect student housing. This helps landlords manage risks that are common in rental properties, especially properties with frequent tenant turnover.
Are there any restrictions on the age or condition of properties for Student Housing by ABEX Affiliated Brokers Exchange Inc.?
Properties should be well-maintained and meet the insurer’s underwriting criteria. While there is flexibility, older or poorly maintained properties may not qualify. The application process reviews property condition, safety features, and overall management to ensure eligibility for coverage.
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