Personal Lines
by Cansure
Property Insurance
CA$ 500 /year
CA$ 28M
CA$ 1,000
All Provinces
Yes
- Commercial General Liability
- Contents
- Personal Liability
- Premises Liability
- Property Damage
- Bed and Breakfasts
- Vacant Dwellings
- Mobile Homes
- Seasonal Dwellings
- Rented Dwellings
- Condo Owner Water Deductible
- High Value Homes
- Personal Article Floater
Product Overview
Personal Lines by Cansure offers flexible property insurance for clients who do not fit the usual requirements of standard markets. This product is designed for unique risks, giving brokers more options for hard-to-place personal property.
The coverage includes commercial general liability, contents, personal liability, premises liability, and property damage. The product is available in all provinces and comes with a $1,000 deductible.
About Personal Lines by Cansure
Brokers can use this policy for a wide range of properties, such as bed and breakfasts, vacant dwellings, mobile homes, seasonal cottages, and rented homes. It also covers high-value homes, condo owner water deductibles, and valuable personal articles.
Cansure works directly with brokers and requires a contract to access Personal Lines by Cansure. The company is known for its responsive service and willingness to help with unique or challenging risks.
The policy is built for clients who need more than what standard insurance markets offer. Brokers looking for tailored solutions can reach out to the underwriter using the ‘Contact Underwriter for Quote’ function or check the product references in this page for more details.
Personal Lines by Cansure FAQs
What is the main line of business for this product?
The main line of business for this product is property insurance. Personal Lines by Cansure is designed for unique or non-standard personal property risks across all provinces.
How can brokers request a quote for the policy?
Brokers can request a quote for Personal Lines by Cansure by contacting the underwriter directly through the product page. They can also use the contact details provided on the Cansure website.
Does this product require a broker contract before offering coverage?
Yes, a broker contract is required before offering coverage. This ensures only licensed insurance brokers can access and distribute Personal Lines by Cansure to their clients.
Are seasonal dwellings eligible for coverage under this product?
Yes, seasonal dwellings such as cottages and cabins are eligible for coverage. It is suitable for properties used only part of the year.
What is the minimum deductible for Personal Lines by Cansure?
The minimum deductible for the product is $1,000. This applies to most claims made under the policy.
Can high-value homes be insured with this product?
High-value homes are eligible for coverage under this product. Personal Lines by Cansure provides protection for properties with higher replacement or market values.
What makes this personal lines product suitable for hard-to-place risks?
Cansure’s Personal Lines is suitable for hard-to-place risks because it offers flexible underwriting and custom solutions. The product is designed for clients who do not fit standard market requirements.
Are mobile homes included in the list of eligible properties?
Yes, mobile homes are included in the eligible property types. Personal Lines by Cansure covers manufactured homes that may not qualify for standard property insurance.
How does the policy help brokers serve clients with unique needs?
Personal Lines by Cansure helps brokers by offering tailored solutions and responsive service. The company works directly with brokers to address unique or challenging property risks.
Is coverage available for rented dwellings?
Coverage is available for rented dwellings under this product. Landlords and property owners who lease their properties can benefit from Personal Lines by Cansure.
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