Manufacturing and Wholesale
- Commercial General Liability
- Contents
- Animal Feed
- Bakeries, Confectioneries
- Beauty Supplies
- Carpet, Rugs and Cloth Goods
- Cosmetics
- Clothing
- Fabric and Textile Mills
- Food and Dairy
- Frozen Food Processing
- Jewellery, Watches, Silversmiths
- Meat Packers
- Musical Instruments
- Paintings and Pictures
- Printing and Publishing
- Seed Processors and Merchants
- Soaps and Detergents
- Paper and Paper Products
- Restaurant Equipment
Product Overview
Manufacturing
and Wholesale by Signal Underwriting Inc gives brokers a simple way to support
a broad range of industrial and commercial clients. The coverage is tailored
for manufacturers and wholesalers across Canada, with no sales cap in the U.S.
or globally.
This
product suits operations with growing cross-border exposure and evolving risk
needs. It’s built to keep up with manufacturers focused on scaling safely while
keeping everyday exposures covered.
About Manufacturing and
Wholesale by Signal Underwriting Inc.
The
policy includes core protections like commercial general liability and
contents, with options for errors and omissions, product recall, and equipment
breakdown on select risks. Liability limits can go as high as $10 million, with
property coverages up to $4 million per location for top-tier clients.
Signal
Underwriting manages this product in-house, ensuring quick turnaround and clear
communication. There's no need for a broker contract, and commissions sit at
17.5 percent.
The
product is open to a wide range of classes from food processors and paper goods
makers to clothing mills and cosmetics producers. This gives brokers room to
serve diverse industries under one policy structure.
Interested
brokers can explore the target classes and reach out to the underwriter
directly for quotes and eligibility. Check the full list and features to see if
your client fits.
Manufacturing and Wholesale by
Signal Underwriting Inc. FAQs
What makes this insurance
product a fit for small to mid-sized enterprises?
Manufacturing
and Wholesale by Signal Underwriting Inc is built for companies with developing
or stable operations. It supports varied exposures without overcomplicating the
policy terms.
Its
accessible deductible and clear wording make it suitable for small firms.
Optional features like product recall or equipment breakdown can also be added
based on risk type.
What kind of liability
protection does this product offer?
This
product includes commercial general liability with limits up to $10 million. It
covers bodily injury, advertising injury, property damage, and tenant’s legal
liability.
It
also includes coverage for non-owned vehicles, blanket contractual liability,
completed operations, and employee benefits errors and omissions. Learn more
under the manufacturing insurance category.
Can the Manufacturing and
Wholesale by Signal Underwriting Inc product be customized?
Yes,
the product is underwritten in-house by Signal Underwriting. Coverage options
can be adjusted based on business class and operational exposure.
Add-ons
include employment practices liability, equipment breakdown, manufacturer’s
errors and omissions, and government-instructed product recall. Availability
depends on the risk type and underwriting review.
How does the policy handle
international sales?
Manufacturing
and Wholesale by Signal Underwriting Inc includes global protection with no cap
on U.S. or worldwide sales. This is ideal for export-driven or growing
operations.
This
structure helps businesses scale into foreign markets without renegotiating
terms. It suits manufacturers with clients or facilities beyond Canadian
borders.
What are the liability and
property coverage limits available?
The
policy offers liability limits up to $10 million. These limits support clients
with high-exposure operations or contractual demands.
For
property, best-in-class risks can access limits up to $4 million per location.
Coverage is written on an all-risk, replacement cost basis with no co-insurance
if a signed statement of values is submitted.
Is this product available
across all Canadian provinces?
Yes,
the Manufacturing and Wholesale by Signal Underwriting Inc product is available
in every province and territory. Brokers in any region can access this
offering.
No
broker contract is required. This setup allows flexibility and access across
the full Canadian market.
Complete and up to date listings are our highest priority. Our full-time research team keeps our listings accurate and up to date but sometimes changes happen that we haven’t spotted yet. If you see something out of date, click here to open your email client and send us a message!