Contents in Storage

by PAL Insurance Brokers Canada

Coverages: Contents | Personal Liability

All-Risk / Replacement Cost coverage for contents while stored in a PAL-approved storage facility only. Designed for temporary storage of goods during transitional times, etc. and/or long-term storage of excess household goods or commercial contents, stock, etc. This policy does not cover any Motorized Vehicles that can be covered under its own separate policy, such as Cars, Motor Homes, Motorcycles, Boats, ATVs, Snowmobiles. PAL is unable to provide coverage for contents stored on a commercial or private property.
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Wholesale Business Insurance

All Provinces

No

  • Contents
  • Personal Liability
  • Contents while stored in a PAL-approved storage facility only

Product Overview

Contents in Storage by PAL Insurance Brokers Canada offers all-risk, replacement cost coverage for contents kept in PAL-approved storage facilities. This product is designed for both personal and commercial clients who need to store goods during transitional periods or for long-term storage of excess items.
The policy covers a wide range of stored contents, but it does not include motorized vehicles or items stored at homes or commercial properties. With a $0 deductible, clients can insure their belongings without worrying about extra costs if a claim is made.
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About Contents in Storage by PAL Insurance Brokers Canada

The policy is available in all provinces and does not require a broker contract. The application process is simple and asks for details about the storage facility and the items to be insured.
This insurance is ideal for those who need temporary or long-term storage protection and want peace of mind knowing their goods are covered.
Brokers can find more details, access forms, or connect with the company via the ‘Contact Underwriter for Quote’ function on the product page.



Contents in Storage by PAL Insurance Brokers Canada FAQs

What is covered under the policy?

Contents in Storage by PAL Insurance Brokers Canada covers most household goods and commercial stock stored in a PAL-approved storage facility. The policy provides all-risk, replacement cost coverage for these items, protecting them against loss or damage during storage.

Who can apply for this coverage?

Individuals and businesses across all provinces can apply for this coverage. The policy is suitable for those needing to store goods temporarily or for a longer period in a PAL-approved facility.

Is there a deductible for claims under Contents in Storage by PAL Insurance Brokers Canada?

There is no deductible for claims made under this PAL Insurance product. Clients can submit claims without paying any out-of-pocket deductible costs.

Does this product require a broker contract?

No broker contract is needed to offer this product. Brokers can provide Contents in Storage by PAL Insurance Brokers Canada to clients without any additional agreements or paperwork.

What makes Contents in Storage by PAL Insurance Brokers Canada unique compared to other storage insurance options?

This Contents in Storage product stands out with its all-risk, replacement cost coverage and $0 deductible. The policy is available to both personal and commercial clients, with no broker contract required.

Can this policy be used for both short-term and long-term storage needs?

Yes, this policy is designed for both temporary storage during moves or renovations and for long-term storage of excess goods. Coverage remains active as long as items are stored in a PAL-approved facility.

Are business stock items eligible for coverage under Contents in Storage by PAL Insurance Brokers Canada?

Business stock and commercial contents are eligible for coverage under this policy. The only requirement is that these items are stored in a PAL-approved storage facility.

Does this coverage include items stored at a private residence?

No, coverage does not extend to items stored at private residences. Only goods stored in PAL-approved storage facilities are eligible for protection under this Contents in Storage by PAL Insurance Brokers Canada product.

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To: PAL Insurance Brokers Canada

Contents in Storage

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Hi there I'd like to get some more information about your product, Contents in Storage
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