Insuret and ATL are set to combine in 2026, bringing together two specialist underwriting agencies with deep roots in the transport and mobility sector as they move to build a broader national platform focused on fleet and trucking insurance.
The deal will unite businesses with different but complementary strengths at a time when both the mobility and freight sectors are undergoing major change, creating new opportunities and more complex risk demands for brokers and customers alike.
Under the plan, the combined operation will offer a single specialist platform spanning fleet, mobility and heavy motor insurance, with the businesses saying the move will expand capability, strengthen distribution and create a larger national footprint for the evolving needs of Australia’s transport sector.
Insuret has built its name as a specialist in bespoke insurance products for rental car fleets, peer-to-peer operators, rideshare platforms and subscription-based mobility providers. Founded in 2007 by Jason McDonnell (pictured left), the agency has carved out a niche in parts of the market that have seen rapid disruption as technology and shifting customer habits reshape the way Australians move.
ATL, founded in 2009, has focused on small to medium transport operators, developing specialist expertise in heavy motor and commercial transport risks. That has placed it squarely in one of the most important parts of the insurance market linked to the country’s freight economy.
Both underwriting agencies issue insurance on behalf of Hollard and the coming together of the two businesses is being positioned as a strategic step towards building a more scalable specialist platform in a market where underwriting expertise and sector knowledge are increasingly valuable.
The integration also marks another milestone in Insuret’s evolution following its entry into Envest Group two years ago. The latest move signals a push not only for scale, but for a more unified proposition in transport and mobility insurance as brokers seek specialist partners capable of responding to increasingly complex risks.
As part of the transition, McDonnell will step back from day-to-day leadership. Jason Hawksworth (pictured right), the current chief executive of ATL, has been appointed to lead the combined business, taking charge of the next stage of growth.
The operational integration is already taking shape. This month, both businesses relocated to a shared Brisbane head office, giving the merged operation a common base.
Hawksworth said the deal was about more than scale, pointing to the increasing overlap between traditional transport risk and newer mobility models.
“By bringing Insuret and ATL together, we’re creating a national specialist platform with unmatched capability across fleet, mobility, and heavy motor insurance. Our combined expertise allows us to deliver more innovative products, deeper industry insight, and stronger support for customers navigating an increasingly complex transport landscape," he said.
The timing is significant. The transport and mobility sectors are both expanding, but in very different ways. In mobility, ridesharing, rental and subscription models have continued to evolve as urban consumers shift away from traditional vehicle ownership and look for more flexible transport options. In freight, road transport remains a critical artery of the Australian economy, with sustained demand keeping trucking and logistics at the centre of national supply chains.
That puts pressure on insurers and underwriting agencies to keep pace with a broader range of risks, from heavy motor exposures to the fast-changing liability and operational questions tied to app-based and subscription-led mobility models.
For brokers, the tie-up could signal a stronger specialist proposition in a market where niche underwriting capability remains highly prized. Rather than broadening into generalist territory, the combined business is doubling down on sector-specific expertise, targeting segments where tailored underwriting and product design can make a meaningful difference. Insuret and ATL said they will continue to offer highly specialised products for rental, rideshare, subscription and transport operators, maintaining their focus on flexible solutions tailored to the needs of those markets.
