WIP Journey (Group)
by WIP Group
Individual Insurance
AUD 500 /year
AUD 60K
All States
Yes
- Accident and Sickness
- superannuation funds
- corporations
- associations
- unions
Product Overview
WIP Journey (Group) by WIP Group is designed to protect Australians who earn an income and travel to work. This cover helps fill the gap for those not protected by Workers Compensation during their daily commute.
About WIP Journey (Group) by WIP Group
This insurance provides accidental death and disability benefits, plus weekly accident income replacement, for eligible individuals under 70. The cover applies when travelling directly between home and work, offering peace of mind for unexpected events.
WIP Journey (Group) by WIP Group is available to superannuation funds, corporations, associations, and unions across all states. There is no excess, and the minimum premium starts at AUD 500 per year, with benefits up to AUD 60,000.
The policy is tailored for groups, not individuals, and can be customised for large organisations or specific industries. Claims are managed directly with WIP Group, and a broker contract is required to access this product.
For more details, brokers can review the factsheet, check the policy documents, or use the ‘Contact Underwriter for Quote’ option on this page. It’s easy to get started or ask for a quote if you want to know more.
WIP Journey (Group) by WIP Group FAQs
What is the main purpose of the policy?
WIP Journey (Group) by WIP Group is designed to protect income-earning Australians who are injured or killed while commuting directly between home and work. It provides weekly accident income replacement and lump sum benefits for accidental death or permanent disability, filling gaps not covered by Workers Compensation.
Can WIP Journey (Group) by WIP Group be arranged for small groups or only large organisations?
This product is available to a range of groups, including superannuation funds, corporations, associations, and unions. WIP Journey (Group) can be tailored for both large and smaller groups, making it flexible for different organisational needs.
Does the policy cover non-work-related travel?
No, cover only applies to direct journeys between home and work. Detours, personal stops, or non-work-related travel are not included under this policy. This ensures the focus is on commuting risks for eligible members.
Can associations or unions add optional extensions to their WIP Journey (Group) by WIP Group policy?
Optional extensions or additional benefits may be available, depending on the group’s needs and policy agreement. Associations or unions can discuss these options with WIP Group to customise their cover. Details are outlined in the policy schedule and supporting documents.
Are there any waiting periods before benefits begin under this policy?
A waiting period may apply before weekly benefits start, depending on the policy schedule. All waiting period details are clearly explained in the official policy documents. This helps set expectations for when benefits become available after a claim.
How can brokers or organisations get more details about WIP Journey (Group) by WIP Group?
Brokers and organisations can review the factsheet, check the policy documents, or use the contact options on the product page. For those interested in similar products, the Individual Insurance category page offers more information about this line of business and related solutions.
Accident and health
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