AIB Insurance offers specialized Tour Operators Liability Insurance packages tailored for small to medium-sized tourism businesses. Coverage includes Statutory Liability up to $50,000, Public Liability for vessels up to 10 meters or 49 HP, and protection for guests' property in the operator's control up to $250,000. This package caters to various operators, including 4WD camping tours, bus tour operators, and wildlife parks.
Tour operator businesses including, but not limited to:
4WD camping tours including tag along tours
Aboriginal cultural activities Airport / hotel transfers
Bicycle hire and tours (including e-bikes)
Boat hire (powered and non-powered)
Boat and fishing charters
Bus tour operator
Bushwalking / hiking / trekking
Camel riding
Campgrounds and Caravan parks
Farm stay accommodation and farm tours
Fossicking and gold prospecting tours
Hire of beach, snorkelling and camping equipment
Holiday cabin accommodation
Horse drawn carriage rides
Segway tours
Surf safaris, schools and tours
Travel agency and booking agent
Wildlife parks, zoos and animal sanctuaries
Product Overview
Tourism Operators by AIB Insurance is designed for businesses operating in Australia’s tourism sector. This cover helps protect operators from the risks that come with running tours, activities, and experiences – tailored for a wide range of tourism businesses, including adventure tour providers, sightseeing operators, and travel organisers.
The policy offers protection for public and products liability, helping to cover claims from third-party injury or property damage. It can also include cover for equipment, vehicles, and other business assets. Tourism Operators by AIB Insurance is flexible, allowing businesses to choose options that suit their needs and risk profile.
This insurance policy can help businesses meet legal and contractual requirements, giving operators peace of mind when dealing with clients and partners.
The policy is managed by AIB Insurance, a provider known for its experience in the tourism and leisure industry. And a company backed by a team that understands the challenges faced by tourism businesses.
Brokers can find more details about Tourism Operators by AIB Insurance or request a quote through the ‘Contact Underwriter for Quote’ feature on the product page.
Tourism Operators by AIB Insurance FAQs
What are the main benefits of choosing the policy?
Tourism Operators by AIB Insurance offers tailored protection for tourism businesses, including public and products liability to help with claims from injury or property damage. The policy provides flexible cover options for equipment, vehicles, and other business assets. Operators also benefit from support by a team with experience in tourism insurance, making it easier to address unique risks.
What types of businesses can apply for Tourism Operators by AIB Insurance?
Tourism businesses can apply for this cover including adventure tour providers, sightseeing operators, travel organisers, and those offering guided experiences. Tourism Operators by AIB Insurance is suitable for both small and large operators across Australia.
Does the program offer flexible policy options?
Yes, Tourism Operators by AIB Insurance allows businesses to choose cover that matches their risks and operations. Policy coverage options for tourism business operators may include public liability, asset protection, and business interruption.
Can Tourism Operators by AIB Insurance cover seasonal or part-time businesses?
The policy can be arranged for businesses that operate seasonally or part-time. This makes Tourism Operators by AIB Insurance a good fit for operators with changing schedules or seasonal demand, ensuring they have protection when they need it most.
Are there any exclusions in the policy?
Policies may have exclusions for certain high-risk activities or locations, such as extreme sports, remote areas, or hazardous environments. Some exclusions for AIB Insurance’s Tourism Operators might also apply to specific types of equipment or unapproved business activities.
Can changes be made to a Tourism Operators by AIB Insurance policy after it starts?
Yes, changes can be made if business needs change, allowing operators or brokers to contact the underwriter to discuss updates or adjustments. This ensures the policy remains relevant as the business grows or shifts focus, providing ongoing support for evolving operations.
Tourism and Travel Operator
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