Woodina's IT Liability Insurance offers comprehensive protection for IT professionals and contractors by combining Professional Indemnity, Public Liability, and Product Liability into a single policy. This integrated coverage safeguards against legal liabilities arising from failures in IT products, services, or advice, addressing potential gaps when policies are purchased separately. Coverage limits extend up to $10 million for Professional Indemnity and up to $20 million for Public and Products Liability.
hardware installation, maintenance, manufacture and/or repair up to 30%
hosting application service provider
internet security provider - up to 10% of activities
internet service provider
IT consultancy services
IT contracting services
IT education and/or training
IT help desk and support services
IT project management
IT recruitment and placement services
IT security systems and/or consulting - up to 10% of activities
IT strategic planning consulting
LAN and WAN providers
network design and development
search engine optimisation services
software development, design, analysis, programming, testing and sales
software maintenance / reselling
systems analysis
systems integration services
telecommunication services
value added reselling
website design and development
website hosting services
Product Overview
IT Liability by Woodina Underwriting Agency Pty Ltd is designed for today’s IT professionals and contractors. This policy brings together Professional Indemnity, Public Liability, and Product Liability in one easy package.
The coverage helps protect against claims that come from IT services, products, or advice that go wrong. With limits up to $10 million for Professional Indemnity and $20 million for Public and Products Liability, it gives strong peace of mind.
About IT Liability by Woodina Underwriting Agency Pty Ltd
This product is built for a wide range of IT businesses, from consultants to software developers and network specialists. It suits those working in areas like IT support, project management, web design, and more.
IT Liability by Woodina Underwriting Agency Pty Ltd is available across all states, with no broker contract needed. The policy is flexible, covering many IT activities and helping avoid gaps that can happen with separate policies.
If you want to know more or get a quote, check the ‘Contact Underwriter for Quote’ option on this page or visit Woodina Underwriting’s site. You can also explore the product documents and references for extra details.
IT Liability by Woodina Underwriting Agency Pty Ltd FAQs
What does cyber insurance not cover?
Cyber insurance usually does not cover physical damage to hardware, intentional acts, or losses from poor security practices. It also excludes losses from war, terrorism, or pre-existing breaches. Each policy has its own exclusions, so it’s important to check the details. For IT Liability by Woodina Underwriting Agency Pty Ltd, the focus is on legal liabilities from IT services, not physical losses or criminal acts.
How does cyber insurance work?
Cyber insurance helps cover costs from data breaches, cyberattacks, or claims made against your business for IT-related issues. IT Liability by Woodina Underwriting Agency Pty Ltd is a combined policy that includes professional indemnity, public liability, and product liability, with protection for cyber risks built in. This structure helps IT professionals manage a range of legal and financial risks in one policy.
Who is eligible for IT Liability by Woodina Underwriting Agency Pty Ltd?
IT Liability by Woodina Underwriting Agency Pty Ltd is open to a wide range of IT professionals and businesses. Eligible groups include IT consultants, software developers, network designers, and IT support teams. The policy also suits those working in IT education, project management, and web development. This broad eligibility helps many IT businesses find cover that fits their needs.
Which activities are covered under this IT liability insurance?
This IT liability insurance covers many activities, such as: application service provision, data communication services, hardware installation and repair (up to 30%), IT consultancy, education, and support, and website design and hosting.
IT Liability by Woodina Underwriting Agency Pty Ltd also covers network design, search engine optimisation, and telecommunication services. For more on the cyber insurance line of business, visit the Cyber Insurance category page.
Is IT Liability by Woodina Underwriting Agency Pty Ltd available in all Australian states?
Yes, IT Liability by Woodina Underwriting Agency Pty Ltd is available to IT professionals and businesses in every Australian state and territory. This national reach means IT businesses across Australia can access the same level of protection. The policy is designed to support IT operations wherever they are based in the country.
IT Professionals
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