Excess Burglary
- Contents
- Umbrella / Excess
- Excess of Loss only; Excluding Money
Product Overview
Excess Burglary by Specialist Underwriting Agencies Pty Ltd is designed for businesses that need extra protection for high-value stock or contents. This policy works as an extra layer above existing Industrial Special Risks (ISR) or Business Package insurance, giving clients added peace of mind when their coverage needs go beyond standard limits.
About Excess Burglary by Specialist Underwriting Agencies Pty Ltd
This cover follows the main terms of your primary policy, except where noted, and only responds after the main policy’s limit is reached. Excess Burglary by Specialist Underwriting Agencies Pty Ltd offers up to AUD 2,000,000 in additional coverage, with a minimum attachment point of AUD 50,000 depending on occupation and risk details.
Optional extensions are available for businesses needing more tailored protection. These include theft without forcible entry, theft in open air, and goods held in trust or on commission, all subject to underwriting approval. Money is not covered under this policy, and each application is reviewed based on business operations and risk.
Excess Burglary by Specialist Underwriting Agencies Pty Ltd is available to commercial businesses in every state and territory across Australia. The product is only accessible through insurance brokers, ensuring professional advice and support.
For more details or to request a tailored quote, brokers can refer to the product factsheet or use the ‘Contact Underwriter for Quote’ option on this page to connect with the underwriter.
Excess Burglary by Specialist Underwriting Agencies Pty Ltd FAQs
What is the excess in burglary policy?
The excess in a burglary policy is the amount the insured must pay before the insurer covers the rest of the claim. For Excess Burglary by Specialist Underwriting Agencies Pty Ltd, the policy attaches at a minimum excess of AUD 50,000, so claims are only paid once this amount is exceeded.
What types of businesses can apply for Excess Burglary by Specialist Underwriting Agencies Pty Ltd?
This cover is designed for commercial operations with high-value stock or contents needing extra protection. It suits businesses that have outgrown standard Industrial Special Risks (ISR) or Business Package policies and is only available through insurance brokers.
Are there any exclusions in the Excess Burglary by Specialist Underwriting Agencies Pty Ltd policy?
Yes, the main exclusion is money, which is not covered under this policy. Other exclusions may apply depending on underwriting, but the focus remains on protecting stock and contents. For full details, brokers should refer to the product factsheet or contact the underwriter.
Does Excess Burglary by Specialist Underwriting Agencies Pty Ltd cover all states in Australia?
Yes, this product is available to commercial businesses in every state and territory across Australia. Its broad availability supports a wide range of industries and locations. As part of the Commercial Insurance line, you can visit the commercial insurance category page to learn more about similar products and solutions.
Can optional extensions be added to this excess burglary insurance?
Yes, optional extensions can be added to tailor the policy for unique business needs. Available options include theft without forcible entry, theft in open air, and goods in trust or on commission.
These extensions are subject to underwriting approval and help businesses get the right level of protection for their specific risks.
Business Operations
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