Childcare (CGU)
Education Insurance
All States
No
- Business Interruption
- Property Damage
- licensed childcare centres
- kindergartens licensed
- pre-schools before and after school care
- associated vacation care
- property owners of licensed childcare centres
Product Overview
Childcare (CGU) by AIB Insurance is built for the unique needs of childcare providers. This insurance package is designed for licensed childcare centres, kindergartens, pre-schools, before and after school care, and property owners of these facilities. It offers a flexible mix of cover, including property, contents, and business interruption, to help protect against the risks that come with running a childcare business.
About Childcare (CGU) by AIB Insurance
The package lets brokers and clients choose cover options that fit their specific childcare operation. Cover types can include public liability, management liability, equipment breakdown, money, glass, general property, and personal accident for children and staff. There is no set minimum or maximum coverage, so each policy can be tailored. Childcare (CGU) by AIB Insurance is available to brokers in every state, with no special broker contract needed.
AIB Insurance supports brokers and childcare operators with a dedicated claims team and risk management advice. The application process is straightforward, with a detailed form that helps capture the right details for each centre. The product is part of the Education Insurance line of business, which means it is designed with the needs of educational facilities in mind.
If you want to learn more or get started, you can use the ‘Contact Underwriter for Quote’ option or download the application form on this page. The links to AIB Insurance’s website and related resources are also available for further details.
Childcare (CGU) by AIB Insurance FAQs
What types of childcare services are included in the target class for this policy?
Childcare (CGU) by AIB Insurance is available to a broad range of childcare operations. This includes licensed childcare centres, kindergartens, pre-schools, before and after school care, associated vacation care, and property owners of licensed childcare centres. The product is designed to meet the needs of these different service types.
What makes Childcare (CGU) by AIB Insurance suitable for childcare providers?
This product is tailored to the unique risks found in childcare settings. It offers flexible cover options, such as property, contents, and business interruption, and is available in all Australian states. AIB Insurance’s Childcare (CGU) does not require a broker contract, making it accessible for many operators.
What types of cover can be included in Childcare (CGU) by AIB Insurance?
Cover options can be customised to suit each centre’s needs. These may include property and contents, business interruption, public liability, management liability, equipment breakdown, money, glass, general property, and personal accident for children and staff. AIB Insurance’s flexibility allows brokers to match cover to each childcare operation.
Is personal accident cover available with Childcare (CGU) by AIB Insurance?
Yes, personal accident cover can be included for both children and property staff. This option adds extra protection for those at the centre and is part of the broader package, which can be tailored to meet the needs of each childcare provider.
Are there any special requirements for brokers to offer Childcare (CGU) by AIB Insurance?
No special broker contract is required to access or offer Childcare (CGU) by AIB Insurance. Brokers across Australia can arrange cover for their clients without extra steps. The product falls under the line of business “Education Insurance,” which you can learn more about on the Education Insurance category page.
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