Ping An Insurance (Group) Company of China, Ltd. has secured a AAA rating from MSCI for 2025, marking the fourth year in a row the company has received the highest environmental, social, and governance (ESG) rating in the Asia-Pacific multi-line insurance and brokerage sector.
MSCI – a global provider of investment decision support tools – cited Ping An’s performance in areas such as responsible investment, sustainable finance, and corporate governance as factors in the rating.
In 2025, Ping An released its “Policy Statement on Financial Inclusion,” outlining its strategy to broaden access to financial services through its integrated financial platform.
By mid-2025, Ping An Bank had provided loans to nearly 973,000 micro and small enterprises, with a total inclusive loan balance of RMB 499.524 billion.
In the first half of the year (H1 2025), Ping An Property & Casualty supplied risk protection valued at RMB 189 billion to 1.61 million micro and small businesses.
Ping An’s approach to green finance involves leveraging insurance, lending, and investment to facilitate the transition toward lower carbon emissions.
By June 2025, the company’s insurance fund allocation to green investments totalled RMB 144.482 billion, and green loan balances reached RMB 251.746 billion.
The company reported RMB 55.279 billion in green insurance premium income for the first nine months of 2025 (9M 2025).
These efforts are aligned with China’s national targets for carbon emissions and neutrality.
Ping An has incorporated ESG considerations throughout its investment processes, following its status as the first domestic asset owner to sign the United Nations Principles for Responsible Investment.
In 2025, the group updated its responsible investment policy, refining exclusion criteria and exit mechanisms, and improving transparency and stakeholder engagement.
As of June 2025, Ping An’s responsible investment portfolio stood at RMB 1.017 trillion, including green, social, and inclusive investments.
The company revised its information security and privacy protection policies in 2025, building on a series of emergency drills and recovery exercises conducted in 2024.
These included simulations for ransomware, distributed denial-of-service attacks, and phishing incidents, as well as database and disaster recovery operations.
Ping An reports that these initiatives have strengthened its capacity to respond to information security threats.
Ping An invested RMB 956 million in employee training during 2024, with staff receiving an average of 49 hours of training each.
The company also updated its occupational health and safety and employee rights policies in 2025.
By the end of 2024, women accounted for 51% of Ping An’s workforce and 36% of its senior management.
In addition to the group’s AAA rating, Ping An Good Doctor, Ping An Bank, and Lufax each received AA ESG ratings from MSCI.
The company has stated that sustainable development remains central to its long-term strategy, with a focus on integrating ESG principles into all business operations.
In a statement, the company said: “As a leader in China’s ESG landscape, Ping An is dedicated to embedding sustainability within its corporate strategy and implementing ESG principles across all areas of operation.”
